Mortgage servicers have engaged in abusive and illegal behaviors, often against those who have claimed Chapter 13 Bankruptcy. Borrowers become victims of these unconstitutional occurrences, further exacerbating financial distress and hardship.
Chapter 13 Bankruptcy
Chapter 13 debtors use this provision of the Bankruptcy Code to protect your assets from foreclosure or repossession or garnishments or stopping a civil lawsuit.
Chapter 7 Bankruptcy
Chapter 7 debtors want to protect as many of their assets as possible and get the fresh start they need.
Small Business Bankruptcy
The Small Business Reorganization Act of 2019 created Subchapter V in Chapter 11 of the Bankruptcy Code. To qualify, your debts may not exceed $2,725,625 (The Cares Act raised this number to $7,500,000.00). This new law helps streamline the restructuring process.
Fair Debt Collection Practices Act (FDCPA)
The FDCPA protects debtors from abusive debt collection efforts that may include harassment, speaking to unauthorized individuals, or using inappropriate language.