Debtors who have likely filed for Chapter 13 Bankruptcy and are in the process of making payments under a plan.
Abusive servicing occurs when a servicer, either through action or inaction, obtains or attempts to obtain unwarranted fees or other costs from borrowers, engages in unfair collection practices, or through its own improper behavior or inaction causes borrowers to be more likely to go into default or have their homes foreclosed. Servicing can be abusive either intentionally, when there is intent to obtain unwarranted fees, or negligently, when, for example, a servicer’s records are so disorganized that borrowers are regularly charged late fees even when mortgage payments were made on time.
There is significant evidence that mortgage servicers have engaged in abusive behavior and that borrowers have frequently been the victims. Documenting and taking action against these individuals can be done through the help of mortgage litigation professionals, such as those at Grossbart, Portney & Rosenberg, P.A.
Both parties have the opportunity to present evidence to support their claim during litigation. Mortgage servicers may have attempted an improper foreclosure against the borrower, charged ludicrous fees, forced-placed insurance or mismanaged escrow accounts, ultimately leading the borrower into greater financial hardship.
As litigation proceedings continue, qualified attorneys such as those at Grossbart, Portney & Rosenberg, P.A. represent clients who have been taken advantage of by disruptive mortgage servicing organizations.
Robert N. Grossbart
We at Grossbart, Portney & Rosenberg, P.A. know you do not want to file bankruptcy, but you will be pleased that you contacted us. Since we opened our doors in 1989, we have helped over 10,000 people, from all walks of life, get back their financial health and a fresh start. 2021 Super Lawyers, Best in Bankruptcy, we know how to guide our clients through challenging predicaments with structured guidance, carful analysis, and thoughtful support. We pride ourselves in being your solution architect in your bankruptcy, by strategizing a practical plan, so you can finally get your first restful night of sleep in a long time.